A serious medical emergency, with a bill in the mail to match, can put you into serious financial trouble. Medical debt now accounts for almost two-thirds of declared bankruptcies in the US. And even though medical debt is very serious, there are a few things...
It puts a lot of stress on someone when they try and try to get approved for a loan, but it fails. If you are someone who isn’t getting approved for credit cards or loans or aren’t getting favorable rates for financing, you might need...
Many services, like financial and transactional services, are moving online. While this is great for convenience, technology changes the dangers of losing financial information. Phishing scams, malware, and viruses make it easy for thieves to steal your bank statements and personal information. Being safe online...
The average taxpayer receives almost $3,000 from a tax refund a year, a considerable sum of money for most people. While it may be tempting to spend your money on a summer vacation or a pair of shoes, that may not be the best way...
Credit cards, when used correctly, are one of the easiest ways to build credit. Many credit cards also offer cashback on everyday purchases, such as groceries and gas, that may help you save a bit of money. There also many bonuses that come with some...
Owning a small business comes with many challenges, such as paying for startup expenses, building inventory, and forging relationships with new customers. You may also struggle with filing taxes and meeting countless regulations, losing time and money. And yet despite these difficulties, politicians and Americans...
Let's face it, it is nearly impossible to not spend money during a night out. For many people they assume there are two options; to go out and spend all their money, or to stay in and go to bed early so you don’t spend...
When a bank lends money to clients, it takes the risk that the loan may be unrecoverable. Although mortgages and other major loans require some form of collateral, credit cards are distributed without this reassurance. To compensate, banks and other lending agencies use credit scores...
Want to make extra cash without taking on a second job? Whether you’re thinking of starting a side business or you just want to earn a little cash on the weekends, we’ve got you covered. Here are some of the best money making side gigs. Become...
There is a wide range of investments to make, with different pros and cons to consider with each one. Below, we explore three types of popular investments so that you can choose which one is right for you. Mutual funds A mutual fund is an investment group...