• Personal Savings (Junior Savings, 15+)

    • $50 minimum opening deposit.
    • $25 minimum opening deposit on Junior Savings (15+)
    • Standard interest rate paid
    • Interest earned daily, paid quarterly
    • Limit of 6 transfers/withdrawals per month – after 3 withdrawals of any kind in a quarter, a $1 charge per withdrawal will be imposed
    • $3 charge per quarter if minimum balance falls below $50 (no charge on Junior Savings)

  • Christmas Clubs

    • 50 week club that starts in the 2nd week of November and runs through the 3rd week of October
    • Deposits can be made weekly, monthly or as often as you like
    • Standard interest earned
    • $5 early close out penalty and forfeiture of all interest


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