Personal Checking

You can get a checking account just about anywhere these days. But at Bank of the Lowcountry, we’ve got a choice of accounts that can help you meet a variety of cash management needs. From a no minimum balance, no service charge free checking account, to a Seniors account that pays competitive rates, to our money market account that offers a premium rate…….Bank of the Lowcountry can tailor an account to suit your needs.

  • Lowcountry Checking

    • $50 minimum opening deposit
    • $12 monthly service charge if balance falls below the account minimum
    • NO service charge with average daily balance of $2,500 or loan balance of $25,000
    • Earns interest
    • Free basic checks
    • 5 Free cashier’s checks per month
    • 5 foreign ATM fees waived per month

  • Personal Checking (Includes Student checking, 15+)

    • $50 minimum opening deposit
    • No minimum balance
    • No interest
    • Student Checking issued lower limit Debit Card

  • Pelican Checking (55+)

    • $50 minimum opening deposit
    • NO minimum balances
    • NO service charges
    • Tiered interest based on balance
    • Free standard checks
    • 5 Free cashier’s checks per month

  • Personal Money Market Account

    • $1,000 minimum opening deposit
    • Tiered interest based on balance
    • $5 service charge, standard interest rate paid if balance falls below $1,000
    • Limit of 6 transfers/withdrawals per statement cycle – see Reg D information sheet (unlimited teller withdrawals)
    • $5 charge for each third-party transaction over limit

Click here to order your checks online from Harland Clarke, our preferred provider.


Secure, Fast Ordering — Ordering checks online from Harland Clarke is as safe and secure as ordering them in person or over the phone. The site is Verisign secure and TruSecure certified, so your transactions and account information are safe and completely confidential.


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