Personal Checking

You can get a checking account just about anywhere these days. But at Bank of the Lowcountry, we’ve got a choice of accounts that can help you meet a variety of cash management needs. From a no minimum balance, no service charge free checking account, to a Seniors account that pays competitive rates, to our money market account that offers a premium rate…….Bank of the Lowcountry can tailor an account to suit your needs.

  • Free Checking

    • $50 minimum opening deposit
    • NO minimum balance
    • NO service charges
    • NO interest
    • Debit card upon approval

  • The Personal Account

    • $50 minimum opening deposit
    • $100 minimum balance to avoid service charge
    • Earn interest on balances greater than $500
    • Debit card upon approval

  • Seniors Account

    • For customers 55 and older
    • $50 minimum opening deposit
    • NO minimum balances
    • NO service charges
    • Earn interest on any balance
    • Free standard checks
    • Debit card upon approval

  • Personal Money Market Account

    • $1,000 minimum opening deposit
    • $1,000 minimum balance to avoid service charges
    • Earn interest on balances greater than $1,000
    • Limit of 6 transfers/withdrawals per statement cycle – see Reg D information sheet (unlimited teller withdrawals)
    • $5 charge for each third-party transaction over limit

Click here to order your checks online from Harland Clarke, our preferred provider.


Secure, Fast Ordering — Ordering checks online from Harland Clarke is as safe and secure as ordering them in person or over the phone. The site is Verisign secure and TruSecure certified, so your transactions and account information are safe and completely confidential.


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