Have you ever wondered about what lenders look at besides your credit score? Well, we know! Lenders look for key things such as employment history, current and past income, present-day debt, and savings. We have explained these four examples with more detail below. Employment History Your employment...
Thanksgiving is a great time of year to unwind and enjoy the presence of friends and family. To avoid the stress of money early on, start planning now. There are simple and easy ways to cut back the costs of your celebration, and we want...
The time of gift giving will be here before we know it! The holiday season is one of the best time of the year, but it isn’t always the best time of year for our wallets. We are all tempted to spend a little extra...
Are you trying to cut the cost of your ridiculously priced student loan? We have a solution for you: refinancing. With refinancing you could save up to thousand dollars in interest over the life-span of your loan. There is more to this than meets the...
Your child learns everything from you, so it comes to no surprise when they mimic your every move. However, now is the time to set the right example and be best role model you can for your child. If you start teaching a child good...
Have you ever tried to plan a vacation, but just didn’t have the funds? Well, maybe you did have the money, but you spent it on eating out, ordering a latte every day, or going out with friends every weekend. If this sounds like you,...
With a million things to keep track of in our lives, the last thing we want to think about is our credit scores. We realize that while there are helpful tips to keep up your credit score, there is the occasional crack we slip through....
Drowning in debt? You may want to consider filing for bankruptcy. The majority of people associate bankruptcy as negative; however, filing for bankruptcy allows individuals to get relief from debts, so they can make a fresh financial start. While bankruptcy will take a toll on...
Seeing a charge on your credit card statement that you didn’t make is stressful. Identity theft is more common than you may think. Nearly 60 million Americans have been affected by identity theft in 2018. If you think you are a victim of identity theft,...
A serious medical emergency, with a bill in the mail to match, can put you into serious financial trouble. Medical debt now accounts for almost two-thirds of declared bankruptcies in the US. And even though medical debt is very serious, there are a few things...