According to a Gallup poll, 71% of Americans have at least one credit card, with 34% owning three or more. Since the number of credit cards you should ideally use varies individually, it’s nearly impossible to determine the “perfect” number of cards for every person....
Unfortunately, nothing in life ever goes according to plan. Insurance is intended to protect you from the financial burden of an unexpected death, natural disaster, expensive diagnosis, or car accident. Insurance can help protect you from ruining your credit or your finances if something were...
Haunted houses aren’t the only residences open this season. If you can take a break from pumpkin patches and costumes, autumn can be the perfect time to purchase a new home. According to a study by RealtyTrac, buyers receive the best deals on houses in...
The road to financial stability starts with creating a budget, paying off high-interest debts, and maintaining an emergency fund. Setting aside money from each monthly paycheck into a savings account will earn interest, but a piece of the financial puzzle is still missing. Real money...
Ideally, your wedding day should be the best event of your life. According to convention, you need a spectacular venue, designer dress, gourmet food, and an abundance of flowers. With these glamourous expectations, it’s no surprise that the average American spends $26,000 on their wedding...
According to a study by Utah State University, couples who argue over finances have a 30 percent higher chance of divorce. Financial conflicts are frequently cited as one of the main reasons that couples break up. Creating and sticking to a budget or maintaining a...
Once you’ve taken your driver’s test and tucked your license into your wallet, the possibilities for travel seem endless… except when Mom’s using her car and none of your friends have a ride. A new car seems like an ideal graduation present, even if you’ve...
College students are most concerned about how student loans will impact their future, and rightfully so: this enormous burden can weigh you down for years to come. In 2016, students graduated with $37,000 of debt. To help minimize the loans you must take out, research...
According to the 2017 Household Financial Planning Survey, only 35% of people have an emergency savings plan. Surprisingly, 69% of family financial decision makers have never created a comprehensive financial plan. Everyone can benefit from a financial plan, regardless of age or income level. A...
Although three out of four Americans report owning at least one credit card, this trend may be declining. Millennials are increasingly choosing cash over a card and many older Americans are following suit as the rate of credit card debt skyrockets. Better count those Benjamins:...