The average taxpayer receives almost $3,000 from a tax refund a year, a considerable sum of money for most people. While it may be tempting to spend your money on a summer vacation or a pair of shoes, that may not be the best way...
There is a wide range of investments to make, with different pros and cons to consider with each one. Below, we explore three types of popular investments so that you can choose which one is right for you. Mutual funds A mutual fund is an investment group...
The beginning of a new year is a great time to start smart financial habits that can last you well beyond January. Make 2018 your best financial year yet with these four smart money habits. Dedicate Time to Learn About Money Habitually learning about money every day...
The road to financial stability starts with creating a budget, paying off high-interest debts, and maintaining an emergency fund. Setting aside money from each monthly paycheck into a savings account will earn interest, but a piece of the financial puzzle is still missing. Real money...
According to the 2017 Household Financial Planning Survey, only 35% of people have an emergency savings plan. Surprisingly, 69% of family financial decision makers have never created a comprehensive financial plan. Everyone can benefit from a financial plan, regardless of age or income level. A...
It’s the word on everyone’s lips: invest. Any and all financial advice seems to highlight and promote investments of all types. But, when it comes down to it, the question of how to make a successful investment can leave you scratching your head. Investing might...
Saving your money is great, leaving it untouched in the bank will accumulate some interest, but investing it is even better. You can invest in anything from real estate to precious metals, and they’re all just different ways to hold your capital. Stocks are just...
Are people always asking if you are saving up for retirement? Saving for retirement does not have to be a stressful and nagging process, even for the many people without a 401(k) plan. For full-time and part-time workers who are not covered by an employer’s...