Although three out of four Americans report owning at least one credit card, this trend may be declining. Millennials are increasingly choosing cash over a card and many older Americans are following suit as the rate of credit card debt skyrockets. Better count those Benjamins:...
Is “net worth” just a phrase tossed around by pretentious men who drive Jaguars or does the average person need to worry about it? No matter who you are, calculating your net worth is an incredibly important step in a financial analysis. Fortunately, net worth...
It’s no secret that a healthy, balanced lifestyle leads to longevity and happiness. But is there a connection between health and wealth? A quick assessment shows that a country’s overall GDP correlates to the quality of healthcare available. Countries with access to clean water, well-functioning...
You hear a lot about credit scores; ads are plastered across televisions and billboards talking about ways to find out and improve your credit score. What people aren’t talking about are the basics: what it is and why it matters to you. You can’t start...
It’s the word on everyone’s lips: invest. Any and all financial advice seems to highlight and promote investments of all types. But, when it comes down to it, the question of how to make a successful investment can leave you scratching your head. Investing might...
Saving your money is great, leaving it untouched in the bank will accumulate some interest, but investing it is even better. You can invest in anything from real estate to precious metals, and they’re all just different ways to hold your capital. Stocks are just...
Whether you’re working full-time or you’re currently unemployed, a little bit more money in the bank always sounds good. Nobody can turn down a little extra cash, right? What’s even better is that you don’t have to go far, you can earn money in your...
Starting the conversation with older parents about finances and funerals can be tough, and not to mention uncomfortable. But, there are important things that you simply need to know in order to carry out their wishes if the worst was to happen, and the earlier...
It can be way too easy to overspend as a college student. Most of the time, going off to college is the first time that you are financially independent and have to manage your own money, which can pose a few problems. But, by following...
We’re all familiar with the scorching South Carolina summers; the heat and humidity can really get to you in the summer months, especially when your energy bill begins to go up. It may seem difficult to keep your AC and your bill low, but with...