Have you ever tried to plan a vacation, but just didn’t have the funds? Well, maybe you did have the money, but you spent it on eating out, ordering a latte every day, or going out with friends every weekend. If this sounds like you,...
With a million things to keep track of in our lives, the last thing we want to think about is our credit scores. We realize that while there are helpful tips to keep up your credit score, there is the occasional crack we slip through....
Thinking about retiring? It’s never too soon to plan ahead and pick a retirement plan. At Bank of the Lowcountry, we care about your future, so we’ve compiled a list of popular retirement plans. You want to pick the one that best suits your needs,...
Drowning in debt? You may want to consider filing for bankruptcy. The majority of people associate bankruptcy as negative; however, filing for bankruptcy allows individuals to get relief from debts, so they can make a fresh financial start. While bankruptcy will take a toll on...
Seeing a charge on your credit card statement that you didn’t make is stressful. Identity theft is more common than you may think. Nearly 60 million Americans have been affected by identity theft in 2018. If you think you are a victim of identity theft,...
Choosing the right loan can be intimidating, especially if you don’t know which type best suits your needs. When choosing a loan you also have to consider why you want it, how much you’ll need to borrow, and the impact of interest rates on your...
A serious medical emergency, with a bill in the mail to match, can put you into serious financial trouble. Medical debt now accounts for almost two-thirds of declared bankruptcies in the US. And even though medical debt is very serious, there are a few things...
It puts a lot of stress on someone when they try and try to get approved for a loan, but it fails. If you are someone who isn’t getting approved for credit cards or loans or aren’t getting favorable rates for financing, you might need...
Memorial Day weekend is an opportunity to remember the sacrifices of our soldiers while spending meaningful time with family and friends. Unfortunately, the lavish vacations and parties the three-day weekend is known for can oftentimes rack up enormous expenses, leaving you broke by the beginning...
The average taxpayer receives almost $3,000 from a tax refund a year, a considerable sum of money for most people. While it may be tempting to spend your money on a summer vacation or a pair of shoes, that may not be the best way...