Routinely assessing where you stand, and revisiting your financial goals, will help benefit you down the road. The following steps to take during Finance February will help prevent your journey from going off course. Budgeting The initial process of budgeting may seem a bit overwhelming, but this...
Getting into debt is easy; it’s getting out of debt that proves to be the hard part. In a world where plastic is rapidly overtaking paper money, keeping track of transactions and expenses can be nearly impossible. You may find yourself suddenly in thousands of...
Have you ever wondered about what lenders look at besides your credit score? Well, we know! Lenders look for key things such as employment history, current and past income, present-day debt, and savings. We have explained these four examples with more detail below. Employment History Your employment...
With a million things to keep track of in our lives, the last thing we want to think about is our credit scores. We realize that while there are helpful tips to keep up your credit score, there is the occasional crack we slip through....
A serious medical emergency, with a bill in the mail to match, can put you into serious financial trouble. Medical debt now accounts for almost two-thirds of declared bankruptcies in the US. And even though medical debt is very serious, there are a few things...
Popular New Year’s resolutions include losing weight, eating healthier, traveling more often, and becoming financially stable. It’s never too late to fix past financial mistakes, but the beginning of the new year is one of the best times to start. Make a financial plan for...
According to the 2017 Household Financial Planning Survey, only 35% of people have an emergency savings plan. Surprisingly, 69% of family financial decision makers have never created a comprehensive financial plan. Everyone can benefit from a financial plan, regardless of age or income level. A...
Reality is that overspending happens and sometimes you can’t avoid emergencies. What do you do when you’re into debt so deep, the interest is piling up, and you feel you can’t make a dent in payments? You could take out a personal loan, but another...
College graduation brings a lot of different feelings for undergraduate students. Graduating is exciting, and it makes you and your family really proud but it also sends great fear through you. Now that you’ve graduated, it’s time to start paying back your student loans. Paying...
In 2015, the average household held $15,762 in credit card debt. That is an overwhelming amount of debt to have on your plate month after month. With this being the average amount of credit card debt, it’s easy to see where credit cards get a...