The road to financial stability starts with creating a budget, paying off high-interest debts, and maintaining an emergency fund. Setting aside money from each monthly paycheck into a savings account will earn interest, but a piece of the financial puzzle is still missing. Real money...
Ideally, your wedding day should be the best event of your life. According to convention, you need a spectacular venue, designer dress, gourmet food, and an abundance of flowers. With these glamourous expectations, it’s no surprise that the average American spends $26,000 on their wedding...
According to a study by Utah State University, couples who argue over finances have a 30 percent higher chance of divorce. Financial conflicts are frequently cited as one of the main reasons that couples break up. Creating and sticking to a budget or maintaining a...
Once you’ve taken your driver’s test and tucked your license into your wallet, the possibilities for travel seem endless… except when Mom’s using her car and none of your friends have a ride. A new car seems like an ideal graduation present, even if you’ve...
According to the 2017 Household Financial Planning Survey, only 35% of people have an emergency savings plan. Surprisingly, 69% of family financial decision makers have never created a comprehensive financial plan. Everyone can benefit from a financial plan, regardless of age or income level. A...
Although three out of four Americans report owning at least one credit card, this trend may be declining. Millennials are increasingly choosing cash over a card and many older Americans are following suit as the rate of credit card debt skyrockets. Better count those Benjamins:...
Is “net worth” just a phrase tossed around by pretentious men who drive Jaguars or does the average person need to worry about it? No matter who you are, calculating your net worth is an incredibly important step in a financial analysis. Fortunately, net worth...
It’s no secret that a healthy, balanced lifestyle leads to longevity and happiness. But is there a connection between health and wealth? A quick assessment shows that a country’s overall GDP correlates to the quality of healthcare available. Countries with access to clean water, well-functioning...
You hear a lot about credit scores; ads are plastered across televisions and billboards talking about ways to find out and improve your credit score. What people aren’t talking about are the basics: what it is and why it matters to you. You can’t start...
It’s the word on everyone’s lips: invest. Any and all financial advice seems to highlight and promote investments of all types. But, when it comes down to it, the question of how to make a successful investment can leave you scratching your head. Investing might...