Checking Accounts
At Bank of the Lowcountry, we value our community first, and we’re proud to offer a range of products designed to help local businesses grow and thrive. From a low-fee account for small businesses and designated non-profit accounts, to commercial checking with monthly earnings… we can tailor an account to suit your needs and help your business thrive.
Small Business Checking
Overview
$100 minimum opening deposit
NO monthly maintenance fee
150 free debits per statement cycle, then $0.25 per debit
$2 charge for statements or FREE e-Statements
Perfect For:
A simple, straightforward checking solution.
Commercial Checking
Overview
$100 minimum opening deposit
FREE cashier’s checks
No charge for night depository service or coin orders
FREE e-Statements or $2 charge for paper statements
$5/month service charge
Monthly earnings credit to offset monthly service charges ($1 per $1,000 average collected balance in excess of $5,000)
$0.15/check and debit
Perfect For:
A powerful interest-earning account with valuable services and features.
Champions’ Checking
Overview
No minimum balance
Interest earning sweep options
Annual complimentary check order
Online donation ability
FREE e-Statements or $2 charge for paper statements
Perfect For:
A maintenance fee-free account designed for non-profits.
Commercial Money Market
Overview
$100 minimum opening deposit
Tiered interest based on balance
$5 service charge, standard interest rate paid if balance falls below $1,000
$5 charge for each third-party transaction over limit
Perfect For:
Earning interest like a savings account plus debit card and check transactions availability.
Savings Accounts
Any day is a good day to start saving for a sound future. At Bank of the Lowcountry, we make it easy to reach your long or short-term savings goals.
Business Savings
Overview
$50 minimum opening deposit
Standard interest rate paid on all balances
Interest earned daily, paid quarterly
Limit of six transfers/withdrawals per month– after three withdrawals of any kind, a $1 charge per withdrawal will be imposed
$250 minimum balance to avoid $3 monthly fee
Perfect For:
Ideal for short-term savings, requires low minimum balances and provides easy access to your funds.
DEBIT CARDS
Bank and shop anywhere with the Bank of the Lowcountry’s MasterMoney Check Card.
No annual fees
No transaction fees (use of a non-Bank of the Lowcountry ATM could result in a fee)
Withdraw up to $300 cash/day at ATMs and make purchases up to $1,200/day
Make purchases 24/7 at over 20 million Mastercard merchants
Instant issue when you open a checking account (some restrictions may apply)
CREDIT CARDS
A credit card with no annual fee! Bank of the Lowcountry offers several card choices, so we know we have the right one for you.
No annual fee
25-day grace period for repayment of balances for purchases
